We Paid $485 to Avoid a $50,000 Travel Disaster

We paid $485 for an annual travel insurance policy covering both of us—because with around 12 trips planned, buying separate insurance for every vacation could cost us well over $1,000 a year. But the biggest reason we buy travel insurance isn’t trip cancellation. It’s the possibility of a serious illness, an injury, expensive shipboard medical care, or emergency transportation while far from home. In this video, we explain: ✈️ Why we chose an annual Allianz travel insurance policy 🚢 Why it isn’t limited to cruises 💰 The math behind our $485 decision 🏥 What happened when my dad needed hospital care in Rome ✅ How quickly our claim was approved and reimbursed 📄 The documentation that helped our claim go smoothly 🤔 Who should—and shouldn’t—consider an annual policy Annual travel insurance may make sense for cruisers, frequent flyers, retirees taking several vacations, business travelers, and anyone traveling multiple times per year. However, every policy is different, so always review the specific benefits, exclusions, limits, and requirements before purchasing. 👇 I’ll also link our complete step-by-step video explaining how we submitted the Rome hospital claim and what paperwork we included. Subscribe to Travel with Nick and Tony for cruise strategies, travel tips, ship reviews, and practical ways to travel more while spending less! #TravelInsurance #AnnualTravelInsurance #CruiseInsurance #TravelTips #AllianzTravelInsurance #CruiseTips #TravelWithNickAndTony