Adrian The Cruise and Travel Guy
#1 AU/NZ
It's Over: Credit Card Insurance is Done?
Credit card travel insurance is being cut in Australia, and if you're booking a cruise or heading overseas, your cover may not be what you think it is. Banks are trimming complimentary travel insurance, points and perks on rewards cards, and I'm breaking down what it actually means for travellers, not bank customers. In this video: what's changing, why it's happening, why cruise passengers carry more risk than most travellers, and then I go off. This reform was sold as a win for consumers, but the businesses losing their ability to recover card costs aren't the only ones exposed. I make the case that this is badly timed, and likely inflationary, while the RBA is simultaneously trying to bring inflation down. I show you the RBA's own numbers, and where I think they don't tell the full story. Then I cover what to expect when the RBA publishes its pass-through data in early 2027, and finish with a straightforward checklist anyone can run on their own card before their next trip. 0:00 Introduction 0:43 What’s Changing 1:33 Why It’s Happening 2:20 What It Means 3:46 My Rant! 7:24 2027 Review Expected 7:51 The Checklist for Everyone Music by Master Planned Music - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 🛳️ My website hosts one of the world's most powerful cruise search engines where you can research and even book your next cruise or land holiday. Take a look here: www.thecruiseandtravelguy.com.au - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 🛒 Shop my Amazon Cruise Essentials here: https://www.thecruiseandtravelguy.com.au/cruise-essentials - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 🤳🏼 Follow me on Facebook and Instagram: www.facebook.com/thecruiseandtravelguy www.instragram.com/adrianthecruiseandtravelguy